Treat yourself to the Corporate Flavor with an MBA

Are you in two-minds considering a career move? Well, if ‘to study or not to study’ for advancing your career in the right direction is baffling you with choices then, it is always wiser to go for the no lose situation. Yes, certainly enrolling for an educational course is never designed to offer you losses, even if it fails to reap successful prospects. Now, if you have been wondering about how to enroll in an educational program amid the strict professional schedule then, stay rest assured, as the online learning programs offering career education courses is right there at your service.

Career education courses or programs are no new kid in the educational block. These courses are specifically designed geared towards career development. In simple terms, these courses hold better job prospects and are considered to hold potentially powerful career enhancement opportunities. An MBA program often is considered an ideal career education course, especially because more and more students are enrolling for a management program for shaping up careers in the right direction. From mid-career executives to beginners at the game, everybody is seen to enroll at mangement programs for experiencing a better stand in the corporate world.

For gaining more resources on the management discipline and its acceptance globally, you can well consider browsing through the Wikipedia page on MBA offering an interesting read.
Continuing your education for uplifting your professional status stand as a significant necessity in recent times adorned with new-age working and learning approaches. The current job market and corporate employers have set their eyes on professionals featuring a wonderful blend of knowledge and skill expertise, somebody who can deliver ensuring better productivity. Since, the demand has been set for performance-oriented individuals, career enthusiast are left with no choice but to upgrade and uplift their educational status empowering skill expertise for surviving through the professional odds. The answer undeniably rests with an MBA program.

With education becoming an important flagship of developing your career, new-age learning approaches are being introduced in the educational sector to help the working executives attain things at ease. Distance learning MBA programs have come across as a boon for the career-oriented individuals, as it allows them to balance work and studies respectively without any compromises. Since, the demand is on a rise, more and more professionals are leaning towards the online educational opportunity for staying abridged with their career education course. The 21st century opens for you new roads to learning delivering promises that are to be kept.

Well, all you need to do is enroll at a career education initiated management program from an accredited institute. An accreditation enables you to taste success in the corporate world taking your career upfront without any stagnation midway. It enhances your profile making your resume powerful and acceptable internationally in the global professional market. Therefore, it is quite understandable that enrolling for an MBA program, be it through traditional course or a distance learning always lays a winning situation foe you offering less signs of losing. So, stop considering and worrying about the choices; enroll at your specialized management course form a well-known accredited institute to get to the top of the corporate world.

Mellissa likes to produce thought-provoking content on anything related to education and distance learning programs. Here, she focuses how earning an MBA degree can add new career paths to one’s professional journey and career profile.

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Can’t Decide on a Major? 4 Tips for Picking the Right One for You

College is filled with choices, and one of the most important of these choices in the realm of academics is deciding once and for all which field you will decide to specialize in. Many students know from the very get go what their major will be, some have absolutely no idea, but the majority have a vague notion of their specialization until they begin taking introductory classes and realize they got it all wrong. If the deadline for your major is looming, or even if you are just beginning school and want to have plan for your major, here are a few guidelines.

1. Don’t place too much importance on others’ opinion. It’s your education.

When I was in college, I knew many students who, when asked why they were electing a certain major, responded, “Because my parents want me to.” Of course, your friends and family only want what is best for you. At the same time, however, it’s you who will be taking classes, not your parents nor your friends. Getting advice from those who know you well is definitely a good idea, but remember that the choice ultimately falls on your shoulders.

2. Balance practicality and passion.

Each of us has different interests and passions, and when you are first beginning college, you probably aren’t really focusing on your future career. On the other hand, some students are so enamored by the idea of becoming a doctor that they decide to major in biology even though they hate science. When deciding on your major, it’s also important to factor in both your level of interest in a certain subject as well as an understanding of your future career goals and how they may be met by studying a specific subject.

3. Take a variety of classes your first year. Don’t rule out anything before you’ve had a taste.

Your first year of college brings with it many new experiences, if you keep your mind open. Since most schools don’t require their students to select a major until their sophomore year or later, take advantage of the opportunity to explore different subjects. Even if you didn’t particularly enjoy English class in high school, take a shot at some literature courses. Even if you have no idea what geology even entails, sign up for a class and find out! You’ll never know where your true interests and talents lie until you’ve sampled what’s out there.

4. Be honest with yourself about your strengths and weaknesses.

There are many things in this world that we would like to do, but we can’t always do all of them. Even if you like the idea of majoring in economics, if you are terrible at math, it will be constant uphill struggle selecting which isn’t your strong suit. When selecting a major, look at yourself honestly and pick something that you are truly good at.

As noted earlier, don’t take anyone’s advice—even mine—too seriously. Even if you aren’t happy with the major you eventually pick, remember that getting good grades is more important than your choice of major for future success.

This is a guest post by Kimberly Wilson from AccreditedOnlineColleges.org.

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Be a Little Less Broke with the Right Student Rewards Credit Card

These days, with a sluggish economy and rising prices of, well, everything, everyone could use a little extra cash. But add the cost of tuition, books and beer into an already meager budget, and college students can use a lot more money. Put some cash back in your pocket by finding the best rewards credit cards for students.

Whether you need your first credit card or are swiping one already, using a card with a strong rewards program means the difference between a night out and another night of ramen.

Picking the right card will maximize rewards and minimize costs. The list below outlines how to select the best rewards credit card:

1. REWARDS PROGRAMS + CASH BACK: MAXIMIZE RETURNS WITH YOUR SPENDING HABITS

Would you rather redeem your spending points for gift cards and merchandise, or get that money credited back to your account? Some programs offer options for both, so do the math and figure out how you’d benefit the most from the kinds of purchases you make. FindTheBest’s database of student rewards credit cards conveniently breaks down the cash and rewards points for different categories of purchases, so figure out which cards earn you the most rewards on what you buy most.

2. APR AND FEES: MINIMIZE INTEREST RATES AND CARD COSTS

Not so fast, big spender. A credit card is NOT free money – you’ll have to pay back what you owe, plus interest if you keep a balance from month to month. And, interest rates can be steep. According to FindTheBest, the Annual Percentage Rate, or APR, of student credit cards can range from 12% to a whopping 22%. That means that $1,000 laptop can cost you $1,220 if you don’t pay it off in time…

Read the fine print before signing up. Credit card companies can hit you with all sorts of fees and penalties. So, if you know you won’t be paying off your full balance every month, make sure to use a card with as low of an APR as possible, especially after any introductory period of lower ‘teaser’ rates.

3. NETWORK AND BANK: COMPARE ACCESSIBILITY, CONVENIENCE AND PERKS

Visa, MasterCard, AmEx or Discover? Make sure the places you frequent accept the card you carry. However, what some networks lack in overall acceptance they may make up in service or added perks.

Plan to study or travel abroad? Check out how commonly your card is accepted around the world.

If you’re a bank customer, selecting a credit card by the same bank could make transactions such as bill payment or transfers easier.

4. HEAD TO HEAD: COMPARE CREDIT CARDS SIDE-BY-SIDE

Look at credit cards in practice. For example, the Capital One Journey Student Rewards card, Citi Dividend Platinum Select Visa Card for College Students and the Discover Student More Card are three popular student rewards cards.

Compare credit cards side by side. The Citi and Discover cards boast up to 5% cash back, but Citi’s rate drops to 1% after the first six months. On the other hand, the Capital One card earns you extra cash when you pay your bill on time (which you always should). The Discover card offers higher cash back bonuses in more purchase categories than Capital One, though it may not be as widely accepted.

5. PRACTICE DISCIPLINE: PAY YOUR BILLS

Regardless of the card you choose, the key is to use it responsibly. Build a good credit score now – a strong credit history and low debt will save you a lot of money (and stress) in the future if you ever need a loan for a new house, car, etc. Already carrying credit card debt? Pay it off quickly, and don’t spend more than you can afford. While a rewards card can earn you some short-term perks, the long-term possibility of credit card debt on top of student loans may keep ramen on your dinner menu for longer.

Post Written by Jane Margaro recent graduate of John Hopkins and Writing Intern for FindTheBest, a powerful tool for finding the best of anything from a credit card to credit union.

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Understanding the value of college

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College is a rewarding experience which can also cost a lot of cash. Understanding how to make the most value out of your time in school involves understanding the financial aid available, the importance of employment, and the ways to most appropriate regard your taxes.

The value of financial aid: Pell Grants and Stafford Loans

Financial aid is what makes higher education possible for most students. There is a wealth of information and privately funded programs which make tuition far more affordable. The government also helps out in the form of public Pell grants and other sponsored loans.

For those who meet financial necessity, the Pell Grant is a blessing. The highest award is $5,500 annually. The amount a student actually receives varies based on: cost of attendance (COA) for the particular school (COA is calculated using tuition and other living expenses,) expected family contribution (EFC), full or part time enrollment status, and length of program.

Not every student will meet the low-income requirements necessary to qualify for the Pell grant, however loans are a second option, although financial need remains a factor for qualifying for Direct Subsidized Loans, the amount of which is determined by your school. Subsidized loans don’t accrue interest until the student drops below half-time enrollment or after the grace-period following graduation.

The value of employment

A part time job can be crucial for those trying to stay out of debt. Although most part-time employment doesn’t resemble the careers for which you’re in school, there is a wealth of experience to be had in even the most entry-level of positions.

For gaining experience, work-study programs and internships are invaluable. Work-study positions are typically close to campus for the vehicular-challenged. Although internships are famous for being paid positions, some still offer stipend and parlay into more lucrative potential for future employment.

The value of filing taxes

Filing taxes correctly is a skill that should be sharpened while in school. Allocating proper credits and deductions will ensure the largest return possible.

Filing Methods

The computer has changed the financial landscape and several tax companies as well as the IRS offer free or inexpensive methods for submitting tax returns online. The copy of your filed return is retained as a .PDF file which makes filling out the FAFSA for the following year easier. However, ensure that the file remains secure, as should all digital archiving of private data, especially those which are related to your finances.

Pen and paper, there is always the old-fashioned way. Pen, paper, and a calculator―a nice date with your receipts and tax codes. The best option for old souls or those careless with sharing information, W-2 and tax returns must be postmarked by the appropriate date.

For the tech-gurus, new options are being developed for filing via your hone. The app store already hosts several apps which feature various levels of filing. Some of the fancier apps can take a captured image of your W-2 and transmit it to the forms online.

Credits and deductions

The main difference between education credits and deductions involves the ways it reduces your tax bill. Credits reduce the amount of taxes owed where deductions reduce the income which is actually reported.

The American Opportunity Tax Credit is a temporary tax credit which runs until 2012. Worth up to $2,500, the income cap is placed at $80,000 for individuals ($160,000 for joint filers) and can be used by parents of dependent children. The amount is based on the first $2,000 and supplemented by 25% of the next $2,000 spent on qualified tuition and related materials.

The Lifetime Learning Credit is for those who gross less than $48,000 annually ($96,000 for joint filers) and can be factored into a return for up to $2,000. The amount is derived from the first $10,000 in qualified expenses.

The Tuition and Fees Deduction can subtract up to $4,000 from taxable income and can be taken in lieu of the education credits listed above. The deduction is applicable for single filers who earn less than $80,000 and married filers who earn less than a combined $160,000. Parents of dependent students who meet the requirements can file.

Author Bio: Katei Cranford is a recent UNCG grad aimed at helping students understand the financial side of college life, from highlighting free tax prep programs to funding parties (and everything in between.)

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How to Coax Your Girl Into Anal Sex

By Eric J. Leech, author of Love, Lust, and Relationships and writer for DatingWebsites.org

Miyoko Fujimori is a former house dancer who became an international feature entertainer in 1997. After pioneering the hit talk show, Night Calls 411, for Playboy TV, she had a slew of opened doors for television and film roles. Today, she has taken on one of her favorite roles as a suburban soccer mom, strip tease coach, and anal sex advocate.

“Sex is a huge part of a relationship, and sometimes it is the only way to communicate your feelings and needs, and have them met,” says Miyoko. However, what if one of your needs is to enjoy anal play, or at the very least a little more experimentation with your girl?

“You would think the majority of guys buy penis pumps, and women, small, nondescript vibrators,” says Miyoko. “But it is the more obscure toys that women are drawn to,” such as, the anal variety. You would never guess where the majority of these toys are sold? They are selling like crazy on the ‘late night’ home shopping networks in the middle America’s bible belt. Bible thumping moms use home shopping to buy everything else in their home, “So, why not a big 13-inch dong they can shove up their butt,” exclaims Miyoko. “It’s because nobody will ever know.”

However, what if your girl does not seem so easily coaxed into a 13-inch butt dong, or even your 7-inch one, for that matter?

Miyoko strongly believes that most every woman can be persuaded through the ‘back door’ to achieve some of the best sex of her life. “This is the number one thing that men ask advice on,” says Miyoko. “But, it is sadly an area that is highly unrepresented.”

How to Get Your Girl to Try Anal?

Obviously, it is the more experienced women (having been in several long-term relationships), who will be the easiest to coax. “They realize that pleasure has to do with all parts of their body, and they are willing to explore that,” says Miyoko. “When it comes to sex, women are actually very basic—There are very few women I know who would be opposed to trying something new.”

The first rule is to ask, and do it honestly. Most guys go into this venture expecting, no, for an answer. However, if you ask with confidence, and remind her that she may get just as much enjoyment out of the experience, she may be hesitant at first, but will probably agree to a trial run. Especially, if you remember not to push too hard, and let her get used to the idea first. Now that I’ve gotten your hopes up, here is a quick list of tips to ensure that your trial run does not end in frustration, bad feelings, and a bright red “X” hashed across her backside for the remainder of your relationship.

‘Back door’ Tips from Miyoko

  • “Be very nurturing and patient.” Don’t allow yourself to get impatient or frustrated, or she will too. Once this happens, the mood will be burnt, and you’ll be on your way to the bathroom with a nudy magazine tucked under your arm.
  • “Start by massaging the area to allow it to relax.” This is very important to ensure that any pain involved will be minimal.
  • Invite her to play with herself for a bit. Sometimes the best way to understand the pleasure derived from anal play, is to have her do a little experimentation for herself.
  • “Lube is essential and spit is not going to cut it.” Purchase the good stuff (Maximus, Wet Platinum, etc.). This is not one of those moments where you want to be a cheapskate.
  • “Don’t force it, if it doesn’t work out, move onto something else.”
  • “Allow her to be in total control of the movement.” You may be excited to get rocking, but you will fare much better if you begin with no motion at all.
  • “Don’t pull out once you’re in, because it will make her feel unsexy, like she’s taking a dump.”
  • Most importantly, please follow these tips, “Because if you do it, and she hates it—You’re never going back!”

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